Flexible Payment Solutions
That Fit Your Budget and TimelineYour Care
Your oral health shouldn’t wait for the perfect financial moment. At Cedar Smiles Dental, we partner with leading healthcare financing companies to offer convenient payment solutions that allow you to receive the dental care you need now while spreading the cost over manageable monthly payments.
Dr. Wong believes everyone deserves access to quality dental care, which is why we’ve carefully selected financing partners that offer transparent terms, competitive rates, and flexible payment options designed to work with virtually any budget.
CareCredit
America’s leading healthcare financing solution, accepted at over 250,000 providers nationwide. Offers promotional financing and flexible payment plans for dental treatments of all types.
Cherry
Modern, patient-friendly financing with quick digital applications and flexible approval criteria. Designed specifically for healthcare expenses with transparent terms and competitive rates.
Healthcare Financing?
Healthcare financing allows you to invest in your oral health immediately rather than delaying treatment until you can pay the full amount upfront. This is especially important for procedures like dental implants, cosmetic treatments, or emergency care where timing can significantly impact your results and comfort.
Our financing partners offer promotional periods, extended payment terms, and budget-friendly monthly payments that make comprehensive dental care accessible for Somerset families regardless of their current financial situation.
Get financing decisions in minutes with simple online applications from both CareCredit and Cherry. Many patients receive instant approval, allowing you to schedule your treatment immediately. The application process is straightforward, secure, and designed to give you answers quickly without lengthy waiting periods.
Choose from multiple payment plan options including promotional periods with no interest if paid within terms, or extended payment plans up to 60 months. Both financing options offer flexibility to match your budget and cash flow, ensuring your monthly payments remain comfortable and manageable.
No hidden fees, prepayment penalties, or surprise charges. Both CareCredit and Cherry provide clear, upfront information about payment terms, interest rates, and any applicable fees. You'll know exactly what to expect with your payment plan from the very beginning of your financing agreement.
Healthier Smile?
Don't wait another day to prioritize your oral health because of financial concerns. Our comprehensive financing options make it possible to receive the dental care you need now while managing payments in a way that works for your budget. Dr. Wong and our Somerset team are committed to helping you achieve optimal oral health without financial stress. Contact us today to discuss your financing options and schedule your appointment – your healthiest, most confident smile is just a phone call away.
Both CareCredit and Cherry offer quick approval processes, often providing instant decisions online. Most patients receive approval within minutes of submitting their application. You can apply from home before your appointment or in our office on the day of your visit. Once approved, you can begin treatment immediately.
Both financing companies work with patients across a wide range of credit scores. While specific requirements vary, many patients with fair credit can qualify for payment plans. CareCredit and Cherry consider multiple factors beyond just credit score, including income and debt-to-income ratio, to determine eligibility and terms.
No, both CareCredit and Cherry provide transparent terms with no hidden fees. All costs, interest rates, and payment terms are clearly explained before you agree to financing. There are no prepayment penalties, so you can pay off your balance early if desired. You'll know exactly what to expect with your payment plan.
Yes, both financing options can be used for virtually any dental treatment including preventive care, emergency services, cosmetic dentistry, restorative work, and dental implants. Whether you need routine cleaning or extensive treatment, healthcare financing makes all types of dental care more accessible and affordable.
Both CareCredit and Cherry allow early payoff without penalties. If you're on a promotional plan and pay the balance in full within the promotional period, you won't pay any interest. Even with standard payment plans, you can pay extra or pay off the entire balance early without any additional fees
Yes, CareCredit can be used for your entire family's healthcare needs, including spouses, children, and even pets. Cherry financing can also cover family members' treatments. This makes it convenient to manage all your family's dental care through one financing account with predictable monthly payments.
Convenient Care in Somerset
